Bank of India (BOI), one of India’s leading Public Sector Banks, has officially announced a large-scale recruitment drive for Credit Officers in the General Banking Officer (GBO) Stream. This recruitment offers an excellent opportunity for finance and banking professionals to secure a prestigious officer-level role with attractive pay, career growth, and nationwide postings.
Eligible candidates can submit their applications online within the prescribed dates.
🔔 Organization Overview
Bank Name: Bank of India (BOI)
Head Office: Mumbai
Recruitment Project: Credit Officer Recruitment 2025–26
Project Number: 2025–26/01
Bank of India operates across India with a strong international presence and is known for stable career paths, officer promotions, and professional exposure.
📌 Post Details & Vacancy Breakdown
Credit Officer – GBO Stream
| Scale | Grade | Total Vacancies | Age Limit |
|---|---|---|---|
| SMGS-IV | Senior Management | 36 | 30–40 Years |
| MMGS-III | Middle Management | 60 | 28–38 Years |
| MMGS-II | Middle Management | 418 | 25–35 Years |
| Total | — | 514 Posts | — |
📍 Vacancies include reservations for SC, ST, OBC, EWS, and PwBD categories as per Government of India norms.
💰 Salary Structure & Benefits
Selected candidates will receive basic pay plus allowances such as DA, HRA, CCA, medical benefits, leave travel concessions, and pension benefits.
Basic Pay (Approx.):
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MMGS-II: ₹64,820 – ₹93,960
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MMGS-III: ₹85,920 – ₹1,05,280
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SMGS-IV: ₹1,02,300 – ₹1,20,940
👉 Salary increases with annual increments and promotions.
🎓 Eligibility Criteria (As on 01 November 2025)
Nationality
Applicant must be:
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An Indian citizen, OR
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Eligible under Government of India nationality rules.
Educational Qualification & Experience
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Graduation / Professional qualification as specified by Bank of India
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Relevant banking or credit experience is mandatory (post-wise)
📌 Important: Candidates who previously worked in the same role at Bank of India are not eligible.
⏱ Age Relaxation
| Category | Relaxation |
|---|---|
| SC / ST | 5 Years |
| OBC (Non-Creamy Layer) | 3 Years |
| PwBD | 10 Years |
| Ex-Servicemen | 5 Years |
📝 Selection Process
The selection process may include:
1️⃣ Online Examination
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English Language (Qualifying)
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Reasoning Ability
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Quantitative Aptitude
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Professional Knowledge (Credit & Banking)
🕒 Duration: 120 Minutes
📉 Negative marking applicable
2️⃣ Personal Interview
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Final selection based on combined merit (70:30 ratio – Exam : Interview)
📌 In some cases, BOI may conduct direct interview-based selection depending on applications received.
🌍 Exam Centres (Indicative)
Jammu, Delhi NCR, Mumbai, Kolkata, Chennai, Bengaluru, Hyderabad, Jaipur, Lucknow, Patna, Ranchi, Shimla, Dehradun, Ahmedabad, Bhopal, Raipur, Guwahati and other major cities.
💳 Application Fee
| Category | Fee |
|---|---|
| SC / ST / PwBD | ₹175 |
| General / OBC / EWS | ₹850 |
💡 Fee is non-refundable and payable online only.
📅 Important Dates
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Online Application Start: 20 December 2025
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Last Date to Apply: 05 January 2026
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Cut-off Date for Eligibility: 01 November 2025
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Exam Date: To be announced
🖥️ How to Apply Online
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Visit the official Bank of India website
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Go to Careers → Recruitment of Credit Officers
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Complete registration and fill the application form
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Upload required documents and pay the fee
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Submit and download application confirmation
🔗 Important Links
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Official Website: https://bankofindia.bank.in/career/recruitment-notice
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Apply Online: Link activated from 20-12-2025
❓ Frequently Asked Questions (FAQs)
Q1. How many vacancies are released under BOI Credit Officer Recruitment 2025?
A total of 514 Credit Officer posts have been announced.
Q2. Can fresh graduates apply for this recruitment?
No. Relevant qualification and experience are mandatory as per the post.
Q3. Is the English test qualifying in nature?
Yes, marks obtained in English Language will not be added to the merit list.
Q4. Will selected officers be posted in one state only?
No. Posting can be anywhere in India based on bank requirements.
Q5. Is there negative marking in the exam?
Yes, ¼ mark will be deducted for each wrong answer.
📢 Final Note
This recruitment is a golden opportunity for banking professionals aiming to work in a reputed Public Sector Bank with strong growth prospects. Candidates are advised to apply early to avoid last-minute technical issues.
👉 Stay connected for admit card, exam date, and result updates.